Adjustable-Rate Mortgages


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“I want the lowest possible interest rate, even if my monthly payment might change over time.”

Consider taking advantage of a lower initial interest rate and lower monthly payments if you plan to be in your home for a short period of time. An adjustable-rate mortgage (ARM)  home loan may also be a good option for you if you want to refinance into a fixed-rate loan once interest rates adjust in the future.

If you choose an ARM loan, your interest rate will vary with the market after a set period of time, usually 3, 5, 7 or 10 years, depending on the ARM rate you choose. And while many don’t see ARM loans in a positive light, they can be a great financing option for those with specific circumstances. If you aren’t planning to live in the home for a long period of time or you plan to refinance in the future, talk to our team at MegaStar Financial about possible benefits of an ARM loan.  [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column css=”.vc_custom_1515779712373{padding-top: 40px !important;}”][vc_btn title=”Apply Today ” shape=”square” link=”url:https%3A%2F%2Fwww.secure-apps.smartapp1003.com%2F200003%2F%3Floanofficerid%3D0||target:%20_blank”][/vc_column][/vc_row]